Wednesday, December 31, 2008

Mark Anderson's 10 Predictions For 2009

Posted by Linda Tischler

http://www.fastcompany.com/blog/linda-tischler/design-times/mark-ansersons-10-predictions-2009

On a foul night in New York, where the cold, torrential rain perfectly matched the day’s news -- massive fraud at a large investment fund, a failed bailout for the auto industry, the fifth straight decline in retail sales --- Mark Anderson, one of the tech industry’s favorite prognosticators, offered at least a glimmer of hopeful news at his annual “Predictions” dinner at the Waldorf Astoria.

After 8 years of nothing but messages of bad news and fear, the psychological lift of Obama’s inauguration will lead to a short term rebound effect on the market, he said. “I’m guessing it will take three weeks for the ‘Obama Bounce’ to take effect,” he said, laying out a series ‘landscape’ scenarios as a back drop for his annual predictions.

Anderson is CEO and founder of the Strategic News Service, the first subscription-based newsletter on the Internet. He counts Bill Gates, Mark Hurd, Michael Dell, and a blue chip roster of tech movers and shakers among his subscribers.

He claims the dubious distinction of being among the first to predict the global liquidity collapse, on CNN World News, way back in February 2007. The 10 year, publicly graded, accuracy rate of his predictions is over 90%, although recently he’s topped that. He says that his predictions for last year were 96% correct.

Over a dinner heavy on red wine and red meat, before an audience of venture capitalists, CEOs, consultants and tech media, Anderson laid out his top 10 hunches for the coming year.

1.) It will be a big year for applications that can play on big screens. We’ve already got our plasma TVs, he said. In 2009, we’ll spend more on ways to use them – video games, movies, etc. “It will all be about what you can do for $100 to add value.”

2.) Similarly, the big news in the mobile world won’t be a slicker, newer cellphone -- it will be smart phone applications. “We’re talking billions in downloads,” he said. In addition, because of their low cost and high volume, smart phone apps have the potential to replace mobile advertising – unless it can be ‘dragged through’ on an app.

3.) The blush is off the China rose. “There are already 15,000 riots a year in China,” Anderson said. “The next thing is that people will get shot.” China’s GDP is likely to plummet in 2009, and the West will revise its view of the country, recognizing it as a polluted place, rife with economic turmoil and starving people.

4.) 2009 will be the year when flash-based computing will really take off. “This year we’ll see the first computer with no moving parts,” he said. That means the shelf life of a computer will expand, which will force the software industry to develop products that last over a longer term. “Everybody benefits,” Anderson said.

5.) This will also be the year that wall computing gets traction. Think of the wall computers that CNN’s John King used during the election. They will soon find their way into corporate conference rooms, fundamentally changing the way we collaborate at work.

6.) Carry-along computers will be hot. HP’s mini is already ringing up dramatic sales, and Dell is entering the market as well. These lightweight, inexpensive little laptops, “will soon be the most commonly used computer,” Anderson said.

7.) Led by Europe, LTE (Long Term Evolution) will be the preferred technology for 4G.

8.) Not to be left behind, the less developed world will finally see widespread availability of broadband. “Villages in Africa and elsewhere will get broadband and telephony at the same time,” he said.

9.) After years of failed promises, voice recognition will finally work right. “We’ll go from being angry with the mechanical voice at the end of the line, to using it without annoyance,” he said. “We will finally have continuous speech with no training.”

10.) The Internet Assistant will be born. Think of this as your own personal technological concierge that can integrate all your disparate data and put it to work, probably via your phone. In 2009, you’ll be able to say, “Jeeves, I’m going to San Diego on Friday, your IA will book a flight (using your frequent flier account, and scoring your preferred window seat), book a car to the airport, reserve a rental car of the size you like with your favorite provider, book a hotel, and make dinner reservations at your favorite boite. It may even scan your calendar, determine that you have a free evening, and book tickets to the philharmonic.

While Anderson had no predictions for when the housing market, or the broader market would hit bottom, he was optimistic that having a new, competent, team in Washington, that valued science, technology, and innovation, would improve the country’s overall mood.

Market psychology is a powerful force, he said. It’s not surprising that the country is currently in a funk, given that we’ve been bombarded for nearly a decade with relentless messages of fear. “If you did this to a dog, you’d get arrested,” he said.

“In 2009,” he said, “our psychology will improve, even if our circumstances will get worse.”

Friday, December 26, 2008

Looking for a free International SMS service? Try Wadja!

Clement Nyirenda's blog world


Looking for a free SMS service? Try Wadja!

Posted: 25 Dec 2008 10:20 AM CST

logoFor sometime, I have been looking for an online service that allows users to send free SMS messages to Malawi. A few days ago, I stumbled on Wadja, a social networking website, like Orkut, Facebook and Myspace, which goes one step beyond the rest by providing FREE SMS across the world. After signing up, I managed to send a couple of free SMS messages to my family in Malawi. I also configured the system in such a way that the replies come straight to my mobile phone. I am now using this service on a regular basis. If this trend continues, expect to see less of me on Facebook.

Unlike many other social networks, Wadja does not rely on users bringing a social group to the service. Many social networking sites rivals are only truly useful for a user if their peers have signed up to the service, as the services are often contained within the network. For instance, currently, I do not have any friends in my Wadja network but I am already enjoying their service to the fullest.

Related posts:

1. Non-profit free drug rehab referral service

2. The Quechup spam

3. My facebook account is back!

Web Bug from http://feeds.feedburner.com/~r/nthamba/~4/494929936

Thursday, December 25, 2008

Channel 4 Alternative Christmas message.

Translation of the Alternative Christmas Message- President of Iran, Mahmoud Ahmadinejad.

http://www.channel4.com/programmes/alternative-christmas-message/articles/translation-of-the-alternative-christmas-message

Features

Wednesday 24 December 2008

Read the translation of the Alternative Christmas Message, delivered by the President of Iran, Mahmoud Ahmadinejad.

"In the Name of God the Compassionate, the Merciful.

Upon the anniversary of the birth of Jesus, Son of Mary, the Word of God, the Messenger of mercy, I would like to congratulate the followers of Abrahamic faiths, especially the followers of Jesus Christ, and the people of Britain.

The Almighty created the universe for human beings and human beings for Himself.

He created every human being with the ability to reach the heights of perfection. He called on man to make every effort to live a good life in this world and to work to achieve his everlasting life.

On this difficult and challenging journey of man from dust to the divine, He did not leave humanity to its own devices. He chose from those He created the most excellent as His Prophets to guide humanity.

All Prophets called for the worship of God, for love and brotherhood, for the establishment of justice and for love in human society. Jesus, the Son of Mary, is the standard-bearer of justice, of love for our fellow human beings, of the fight against tyranny, discrimination and injustice.

All the problems that have bedevilled humanity throughout the ages came about because humanity followed an evil path and disregarded the message of the Prophets.

Now as human society faces a myriad of problems and a succession of complex crises, the root causes can be found in humanity's rejection of that message, in particular the indifference of some governments and powers towards the teachings of the divine Prophets, especially those of Jesus Christ.

The crises in society, the family, morality, politics, security and the economy which have made life hard for humanity and continue to put great pressure on all nations have come about because the Prophets have been forgotten, the Almighty has been forgotten and some leaders are estranged from God.

If Christ were on earth today, undoubtedly He would stand with the people in opposition to bullying, ill-tempered and expansionist powers.

If Christ were on earth today, undoubtedly He would hoist the banner of justice and love for humanity to oppose warmongers, occupiers, terrorists and bullies the world over.

If Christ were on earth today, undoubtedly He would fight against the tyrannical policies of prevailing global economic and political systems, as He did in His lifetime. The solution to today's problems is a return to the call of the divine Prophets. The solution to these crises is to follow the Prophets - they were sent by the Almighty for the good of humanity.

Today, the general will of nations is calling for fundamental change. This is now taking place. Demands for change, demands for transformation, demands for a return to human values are fast becoming the foremost demands of the nations of the world. The response to these demands must be real and true. The prerequisite to this change is a change in goals, intentions and directions. If tyrannical goals are repackaged in an attractive and deceptive package and imposed on nations again, the people, awakened, will stand up against them.

Fortunately, today, as crises and despair multiply, a wave of hope is gathering momentum. Hope for a brighter future and hope for the establishment of justice, hope for real peace, hope for finding virtuous and pious rulers who love the people and want to serve them – and this is what the Almighty has promised.

We believe, Jesus Christ will return, together with one of the children of the revered Messenger of Islam and will lead the world to love, brotherhood and justice. The responsibility of all followers of Christ and Abrahamic faiths is to prepare the way for the fulfilment of this divine promise and the arrival of that joyful, shining and wonderful age. I hope that the collective will of nations will unite in the not too distant future and with the grace of the Almighty Lord, that shining age will come to rule the earth.

Once again, I congratulate one and all on the anniversary of the birth of Jesus Christ. I pray for the New Year to be a year of happiness, prosperity, peace and brotherhood for humanity. I wish you every success and happiness."

Copied from www.channel4.com

Monday, December 22, 2008

Can You Be 80% Ethical?

Can You Be 80% Ethical?

BV Krishnamurthy

A report released last week shows trends that reflect today's values. The report was based on a study conducted across twelve Indian cities and the respondents were executives at the entry and middle levels.

  • Nearly half of respondents said it was quite appropriate to use the office telephone to make personal calls - even long-distance calls.
  • About 55% said it was OK to fudge expense accounts.
  • Almost half had no qualms about recording their entry times as being within permissible limits, even when they arrived late. Similarly, they did not hesitate to mark the exit time as required even when they left early. (This finding was restricted to manual systems).
  • 60% admitted to lying while applying for leave, a figure that reached 75% in some cities.
  • Another 60% found nothing wrong in carrying office stationery to their homes, while 63% said it was okay to do personal work during office hours.
  • 62% considered offering someone a bribe "normal and ethical" behavior.

These findings, from several major cities and across different industry sectors, inevitably lead to the question, "Are we witnessing the downside of ethics in the workplace?" More worrisome is the rationale of the respondents - when top management can charge millions on the expense account, what's wrong with our doing it at the level of hundreds or thousands? Thus, the effect of leadership on organizational culture is also brought into sharp focus.

In a country that is already pretty low on the honesty index (and high on the corruption index), such practices should set alarm bells ringing.

Ethics itself is a grey area, there being no absolute right or absolute wrong. Where do you draw the line between what is acceptable and what is not? At the same time, isn't honesty or integrity a binary phenomenon? Either one is honest or one is not. Can there be something like 80% honesty?

Mark McCormack, in his book On Managing, recounts how he was able to save thousands of dollars by the simple expedient of installing coin boxes beside company telephones and asking employees to drop a coin whenever they made a personal call. Of course, this was long before the mobile revolution. Would this work today?

At the other extreme of the proverbial pendulum is the case of a former CEO of RJR Nabisco who ordered so many aircraft for himself and for his aides that a separate hangar had to be built to house them. Whose money was it anyway? And what happens to the Agency Theory Concept?

End of the day, it boils down to values. What do you believe in and to what extent are you willing to undergo pain / suffering / unpleasantness / an uneasy conscience to achieve your ends? Aren't the means as important as the ends? Don't we want to learn anything from the collapse of once large and perceived-to-be-infallible organizations?

On a personal note, my father was a government officer for thirty years. He had a vehicle (first a jeep, then a van and finally a car) allotted for his use throughout his career. He never used it for any personal work. Not once did he allow any of his children to enter the vehicle, leave alone taking a ride in it. I am sure even today there are many officers who follow a similar set of values. Maybe old-fashioned, may be belonging to a different era - but till the end, he could sleep like a child - with a clear conscience.

How do you inculcate value systems in an organization or in a society?

Read more on ethics in business:
The Ethics of Resume Writing
The Ethical Leader's Decision Tree
The Call for Authentic Leadership

People who read this also read:

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About this Author

BV KrishnamurthyB V Krishnamurthy is the Director and Executive Vice-President of Alliance Business Academy in Bangalore, India, where he is also the ASI Distinguished Professor of Strategy and International Business. An engineer with post-graduate degrees in industrial management, systems engineering and business administration, and a doctoral degree in strategy, he has worked in corporations in Europe and Asia for 23 years (his last stint as CEO of a consortium) before entering academia in 1998. BVK also teaches in business schools in the USA, France, Switzerland, The Netherlands and Russia.


Friday, December 05, 2008

FORMALISING SOCIAL SECURITY IN MALAWI

FORMALISING SOCIAL SECURITY. - I referred to this article in my blog posting of 01/09/07 titled
Lobby for Formalising Social Security in Malawi (click for access)

By Pasipau Wadonda-Chirwa, a law lecturer at Chancellor College
The below article appeared in the Law Society of Malawi Newsletter 'The Malawian Lawyer' The Official Newsletter of the Legal Profession in Malawi,
May/June 2006 Issue

Social security has received increasing attention by policy makers and researchers in recent years; this has been in the framework of a fundamental shift in development politics that puts social policy at the centre of development. The concept was introduced by the World Bank in 1999 and although not explicitly recognised under the Malawian legal system or social framework it has been described as a tool that is responsible for bringing and sustaining people out of poverty in the developed world.

Conceptualisation of social security has been influenced globally by the definition propounded by the International Labour Organisation (ILO) defining it as the protection which society provides for its members through a series of public measures to (a) off set the absence or substantial reduction of income from work resulting from various contingencies (notably sickness, maternity, employment injury, unemployment, invalidity, old age and death of the breadwinner) (b) to provide people with health care (c) to provide benefits for families with children. Using this definition in the strict sense, it can be said that Malawi does not have a
comprehensive social security system although it embodies elements of the same found intermittently in Acts of Parliament and secondary legislation.

This brief article builds on the premise that Malawi does not have a formalised system of social security in the formal employment arena and argues that having a comprehensive social security system is vital if protecting workers against shocks and risks is to be achieved in the formal employment system. Such an argument is shrouded in the realisation that this should only be a first step in developing a social security system that extends to the informal security system. Some of the shocks and risks that are encountered by those employed include long or short-term sickness, injury, death, old age and unemployment. An overview of laws relating to social security provisions illustrate it is mainly the Employment Act No. 6 of 2000 and the Workers Compensation Act No. 7 of 2000 that deal with this concept. The Employment Act provides for sick leave and pay during sickness, maternity leave every three years; women are entitled to eight weeks maternity on full pay and the provision of minimum wage. Further the Act provides for severance pay to those whose services are terminated by mutual agreement with the employer or unilaterally by the employer.

In contrast to this, the Workers Compensation Act provides for compensation of all injuries suffered or disease contracted by workers in the course of their employment or for death resulting from such injury or disease. In some way, the Wills and Inheritance Act (Cap. 10:02 of the Laws of Malawi) also embodies social security concepts by making provision for dependents that were not adequately provided for through inadvertent omission in a Will and also regulates distribution of property where a person dies intestate. Such provisions are insufficient. For example, one of the core areas of social security, namely, pension, is not clearly regulated under law. However, the Government has, what is termed Government Public Pension Scheme (GPPS), a noncontributory pay-as-you-go system that provides retirement and other benefits to civil servants. These provisions are discharged mainly through the Malawi Public Service Regulations (MPSR), which provides for sick leave, terminal benefits, emergency advance, death benefit, burial of an officer and dependents. The MPSR also provides for pensions, and employees can opt for a reduced lump sum or a small monthly pension. Malawi has no social security system for private-sector workers. Nevertheless, the Government encourages state-run and private-sector companies through favourable tax policy to provide voluntary occupational retirement plans. Most of these arrangements operate on a defined contribution basis through contracts with insurance companies. Comparatively, these private entities’ social security provisions are without a glaring difference from Government institutions aside from provision of medical scheme.

The current social security system is not adequate to cushion employees against shocks and risks as most of the legislation is fragmented with some vital areas such as pension and health care schemes not comprehensively provided for under the legal framework. What emerges is that the current system cushions the employer against shocks and risks encountered during the subsistence of employment to point of termination, with glaring gaps within, not providing for contingencies such as invalidity and old age. It becomes pertinent therefore to have an all-embracing Social Security Act where rights, duties and obligations are clearly defined. Such a social security regime should cater for contingencies like old age, invalidity, death, sickness and unemployment by the provisions of, inter alia basic pensions (i.e. retirement pension, survivor’s pension, invalidity pension, funeral grant) industrial injury scheme, social welfare and a national health insurance that is compelling with the HIV/AIDS pandemic. Further the current position, where an employer identifies an insurance agent to invest the money, is not viable economically. What is needed is an authority to oversee the management and control of the issue of pensions and other social benefit schemes in the country. Additional matters of Workers Compensation Fund and other related matters, it is proposed, should be handled by the authority for proper investment to sufficiently gain dividend and build the capital base.

The proposal for a formalised social security regime is vital as,to borrow the words of the former director of the ILO Wilfred Jenks, - “Nothing in the history of social security has transformed the lives of the common man more radically than the assurance that, in the event of loss of income through accident, poor health, unemployment, death of breadwinner, he will not be forced into destitution.”

Leyland DAF (Malawi) Ltd. V Joe Ndema M.S.C.A Civil
Appeal No. 10 of 2006.

The appellant is a company that runs a garage business and also sells motor vehicle spare parts. The respondent was at all material times an employee of the appellant. He was employed as an assistant mechanic from 1976 to 2003, when his services were terminated on redundancy. At the time of termination, the respondent’s salary was MK24,000. He was paid the sum of MK90,014.03 being full and final payment of severance allowance for the twenty-six years he had worked for the appellant. This sum represented four-weeks’ wages for each of the years he worked for the appellant. The respondent cried foul. He therefore brought an action in the Industrial Relations Court against the appellant arguing that he had been grossly underpaid. The Court held that the correct method of calculating severance allowance under the First Schedule of the Employment Act was to use a single multiplicand and multiplier formula based on the respondent’s last salary. The Court therefore awarded him MK624, 000.

The appellant being dissatisfied with the decision, appealed to the High Court. The High Court upheld the lower court’s formula in the computation of severance allowance under section 35 of the Employment Act and the amount awarded to the respondent. The appellant was further dissatisfied and appealed to the Malawi Supreme Court of Appeal. It argued that the words, “four weeks’ wages for each completed year of continuous service,” in the First Schedule, mean four weeks’ wages for each completed year of continuous service separately and that the respective amounts arrived at each year would then be added up covering the total number of years served to arrive at the total severance allowance due and payable. It
also argued that there would be no basis for calculating the severance allowance by applying the last salary earned by the respondent, as was done by the lower courts because there is no provision in the relevant legislation providing for the same.

On the contrary, the respondent’s position was that severance pay was not a new phenomenon in the employment laws of Malawi. Severance pay was provided for under subsidiary legislation made under the Regulation of Minimum Wages and Conditions of Employment Act, Cap 55:01; under the Wages (Hotel and Catering Industry) Order and the Wages and Conditions of Employment (Severance Pay) Order. In both these provisions, calculation of severance pay, due and payable to the employee, was based on the employee’s “earnings at the time of the termination of his services,” multiplied by the number of years served. He pointed out that although the Regulation of Minimum Wages and Conditions of Service Act was repealed, the two pieces of subsidiary legislation were saved by section 68(2) of the Employment Act 2000. He therefore submitted that the words, “four weeks wages for each completed year of continuous service,” envisage a severance allowance based on the employee’s last salary multiplied by the number of years worked.

The Court dismissing the appeal held:
1. That if the intention of the legislature was that an employee should be paid severance allowance based on the salary of each year, then it would have said so clearly by using such words as, “four weeks wages for each specific, or respective, or particular completed year of continuous service,”

A Lesson in Customer Service- all in in a days work

The online shopping experience in the UK can be amazing, from an armchair armed with your broadband and laptop and bankcard, you get to your favorite commercial searchbot (search robot that continuously searches the Internet trying to find all the best websites it can on your behalf), in this case my 'Brother' printer/fax/scanner colour ink cartridges had run out but the £35 tag on the 4 replacement cartridges was a little much, for gods sake I could rent a limo for that amount! anyways I located www.Shop.com.co.uk which trawls all the websites in the UK for a particular item and ranges all the pertinent info and prices from lowest to highest for you and hey presto! I located my printer cartridges at £8.99!!! can you believe that? £26 pounds less than the initial price located. Amazing stuff! the level of service I received for even such a low price was simply amazing! In under 24 hours I had my product through my front door letter hole, and 5 emails sitting in my 'outlook' inbox updating me at all times on the status of the order. Now that's a fine example of customer service! talk about the power of the internet, total quality, customer service and online banking coming together for good effect, something worth emulating. Copies of emails appended hereunder:

1.

Thank you for creating your SHOP.COM account XXXX Kapito,

You can access your account at any time using your sign-in name: XXXXXX@gmail.com

Please keep this email safe in case you need it in the future.

At SHOP.COM our goal is to make your life easier:
Your account gives you direct access to all your favourite brands and allows you to shop from hundreds of suppliers using one secure password-protected account.

Take advantage of these additional SHOP.COM features:

1. SHOP.COM's safe shopping guarantee.

2. A secure address book to store various delivery addresses and personal details.

3. A date reminder e-mail service, making sure you never miss an occasion.

4. A "Gift Registry" service, allowing you to create your own gift wishlist.

5. An eGift service, where the recipient can choose a present (without seeing the price) and you decide the price-range.

6. And much, much more...

Manage your account now or start a new shopping trip.

If you have any questions or comments, contact us via email. We read each note and appreciate your feedback.

Sincerely,

The Customer Support Team
SHOP.COM


2.

Thank you for placing your order with SHOP.COM.

Your SHOP.COM Master Order #633374x is detailed below and will be processed for delivery shortly. Please keep this email as a reference.

Your credit/debit card will only be charged when your order(s) is dispatched.*

PLEASE NOTE: In addition to your SHOP.COM order number, you may receive an order update email with a supplier-specific order number from the SHOP.COM supplier fulfilling your order.

If you have any questions about your order, please feel free to contact us by email or call us at 0845 257 8041 and we will be happy to help. If for any reason you can't get through to us or you would prefer to contact the supplier directly, you can find their contact details in the order details below.


SHOP.COM Master Order #633374x Details:

Order Date: 30/11/2008

Order Total: £8.99

Purchaser e-mail address: xxxxx@gmail.com

3.

-----Original Message-----
From: Customer Service UK [mailto:customersupportUK@shop.com]
Sent: 01 December 2008 18:14
To: xxxxx@gmail.com
Subject: RE:'SHOP.COM=002-735-826' SHOPPER COMMENT: "Order confirmation-Thank You"

Dear Sir / Madame,

Thank you for comments.

All such feedback is appreciated and used in order to better improve our overall service.
4.


-----Original Message-----
From: Refresh Cartridges [mailto:sales@refreshcartridges.co.uk]
Sent: 30 November 2008 23:20
To: Kapito
Subject: Order Process

Refresh Cartridges

------------------------------------------------------

Order Number: 19962x

Date Ordered: Sunday 30 November, 2008

Products

------------------------------------------------------

1 x Compatible Valuepack - 4 Cartridges - 1 of each Black, Cyan, Yellow, Magenta (LC900Bk/C/M/Y) for Brother MFC 210C 215C 410CN 620CN 640CW 3240C 3340CN 3342C 5440CN 5840CN DCP 110C 115C 117C 120C 310CN 315CN 340CW Fax 1835 1840 1940CN 2440C Prin () = £8.99

------------------------------------------------------

Total: £8.99


5.


-----Original Message-----
From: Refresh Cartridges [mailto:sales@refreshcartridges.co.uk]
Sent: 01 December 2008 07:15
To: Kapito
Subject: Refresh Cartridges Order 19962x: Pending Despatch

Refresh Cartridges

------------------------------------------------------

Order Number: 19962x

Date Ordered: Sunday 30 November, 2008

Your order has been updated to the following status: Pending Despatch


6.


-----Original Message-----
From: Refresh Cartridges [mailto:sales@refreshcartridges.co.uk]
Sent: 01 December 2008 15:25
To: Kapito
Subject: Refresh Cartridges Order 19962x: Order Despatched

Refresh Cartridges

------------------------------------------------------

Order Number: 19962x

Date Ordered: Sunday 30 November, 2008

Your order has been updated to the following status: Order Despatched

To view and print your invoice, please visit:

http://www.refreshcartridges.co.uk/display_my_invoice.php?